The Fucking Credit Crunch

Granted, I'm not known for my knowledge of the financial world. I have a bank account and a credit card and I'm pretty sure hidden somewhere in my bag of 'things I should keep but don't know what to do with' is a cheque book. Because of this, I tend not to participate in conversations revolving around money or banks or stocks and shares and all that stuff.

Which means that in the past couple of months I have found myself with very little to comment on regarding everyone's current favourite topic - the credit crunch.

No one loves a panic as much as the Great British public. No one rushes out to Asda and stocks up on bread and gas 'just in case' as much as we do. So in recent weeks, my eyes have been on a constant roll as I overhear Londoners explain all their actions away to the credit crunch.

'Oh I'm going to buy my lunch at Tesco today because of the credit crunch'

'I'd better not go out this weekend because of the credit crunch'

'Pick up that penny! I need to start saving because of the credit crunch!'

It's one of the many reasons I constantly wear earphones.

It's also meant that people, who like me know nothing about the financial sphere, have started trying to add their thoughts on the current state. 'Yeah I mean like stocks are down and yeah like banks are being sold and yeah like recession and yeah' - in other words whatever buzz words they found in today's issue of the London Lite. If you don't know what you're talking about then shut the fuck up.

Because in all truth, the credit crunch hasn't actually hit most of us directly yet. People are complaining about how poor they are but then didn't they always? The credit crunch has become the new excuse for every problem we have, whether it is actually accurate or not. If you don't have enough money this month then it's probably got more to do with spending £100 on a pair of shoes, not the selling off of a bank no one has heard of.

The dumbest connection made so far has got to be the story reported in the press of Daniel Craig blaming the credit crunch on the possible lack of a third Bond movie. If the credit crunch really was going to wipe us all away as some are speculating, I'm pretty sure we'll be a little pre-occupied to care about another James Bond film.

Personally, I'm not going to let it get me down. I have other things to worry about. For the time being, I'll continue encrusting my trainers with diamonds and nibbling on truffles because that's what I've always done right?